The new school year has snuck up on us again! As much as we prepare, we can probably agree that we’re never fully ready. As summer begins to wind down, it may be helpful to ready your home for the upcoming school year.
You heard correct. You now have more options for rehabilitation financing. Freddie Mac just launched the CHOICERenovation loan. You can now combine your home and renovation loan together when you choose Freddie Mac during your home purchase. This loan is the perfect loan to purchase that less than perfect home.
Choosing a mortgage can be a little intimidating for first time homebuyers. One thing to remember is mortgages are not created equal. There is no one mortgage to fit everyone. You have to consider all of your personal and financial needs when choosing to make sure you pick the best option you see fit for your lifestyle. Here is a brief description to give you an introduction to the most common type of loan options:
Have you considered how a lower interest rate may impact your mortgage payment? Maybe you’ve given thought to shortening your term to pay your home off sooner? It may be time to look into refinancing. Whether you’re drawn to cost savings or need to tap into your existing equity, refinancing your mortgage may be more cost efficient and streamlined than you think. There are several benefits of refinancing.
We all have felt the overwhelming feeling you get when all of your kids come home from their first day of school and they EACH hand you a huge stack of papers and forms to fill out and sign. Thoughts swarm our mind: Did I sign all of them? Did I lose one? Did I miss the date? This is why it’s so important to be organized! Here are some tips to help you and your kids get and stay organized all year:
Renting seems like the easy way out to most people. Although rent prices fluctuate each year, you only pay rent and utilities with a landlord at your fingertips to fix any and every problem, and the flexibility to pack up and venture out to the next city without any attachment. Yes, these are some perks that make it easy when you are young and finding your path. What about when you finally get that job you want to keep and can picture yourself staying there for some time?
