As homes evolve over the years incorporating new technology and innovation into them, current and future home owners have to be sure to keep up on what's coming next. Think smart. Homes are getting faster and more environmentally friendly all over the world and consumers expect them to be in prime locations. People are willing to have a more compact living space in order to be in a prime area featuring restaurants, bars, grocery stores they can walk to instead of using their car.
The first taste of living by your own rules can feel pretty liberating, but can feel burdening if your future plans keep haunting you in your sleep.
January 1, 2018, President Donald Trump’s new 7 year tax reform law became effective.
Applying for a mortgage can be overwhelming. There are so many available mortgage types and down payment financing options, but how do you know which choice is best for your home buying needs? When you take the time to sit down with a mortgage specialist or research your options you’ll find that applying for a mortgage is actually rather straightforward. In fact, sometimes the most difficult part is recognizing where to begin the process! Here are some helpful tips to get you started.
Buying a home is likely the largest purchase that you will ever make. Before you jump into the process, it is important that you are prepared and ready to pull the trigger to get a house under contract. Below is a quick list of things that a buyer should think about both before and during the home buying process to get you ready to go.
Recently, the credit availability index has reached an all-time low, with mortgage credit becoming increasingly available. The Housing Finance Policy Center found that during the fourth quarter of 2015 it was easier for homebuyers to secure financing than it was during the previous quarter. This low marks a possible light at the end of the tunnel of the housing crash, as credit availability is an important indicator of the conditions of the market. Following the housing crash, lending standards tightened and it became more difficult for prospective buyers to get a loan.