The first taste of living by your own rules can feel pretty liberating, but can feel burdening if your future plans keep haunting you in your sleep.

January 1, 2018, President Donald Trump’s new 7 year tax reform law became effective.

The nation’s state of economic expansion has reached its ninth consecutive year. According to the Fannie Mae Economic & Strategic Research (ESR) Group’s June 2017 Economic and Housing Outlook, this year’s economy is expected to continue growing at an annual rate of 2 percent. Although last quarter hovered around a growth rate of 1.2 percent, the second quarter is looking at a rate of 2.9 percent to round out the first half of the year.

30-year mortgage rates have continued to drop this week, reaching the lowest rates in nearly three years. The recent drop is due in large part to the International Monetary Fund’s (IMF) declaration of concern regarding the global economy, which echo the concerns of the Federal Reserve and the European Central Bank. Many economists believe the rates will continue to drop in the face of uncertainty regarding oil prices and the overall stability of the global economy.