A Veteran Administration home loan is designed to assist veterans, active military, and serving spouses achieve home ownership. This loan option provides cost saving benefits that are not available on most other mortgage products.

Benefits of a VA Loan

1. No down payment required
2. No monthly mortgage insurance
3. Competitive rates
4. Less dependent on credit score
5. You can refinance up to 120% of your home’s value 

How to Apply for a VA Loan

1. Call Us
2. Prequalify to determine if you meet initial eligibility requirements
3. Become pre-approved by providing all required documentation
4. Sign a purchase agreement on a home
5. Time for your appraisal and loan approval
6. Receive your clear to close, close on your home purchase, and move in

Documents You Need to Apply for a VA Loan

1. A government issued photo ID
2. Recent Income Statements
3. Two years’ worth of W-2 Statements if applicable
4. Bank, investing and retirement statements
5. For self-employed, 1099 or rental income, the last two years of federal tax returns
6. Copy of your DD-214
7. For active military, a statement of service letter signed by your commanding officer